The RBI's enforcement and supervisory actions draw scrutiny regarding transparency and predictability. While penal actions are public, supervisory interventions remain largely confidential, prompting debate for an appellate body. The author advocates for greater clarity without jeopardizing financial stability. Key recommendations publishing aggregate modified penalty data, articulating supervisory escalation principles, implementing internal reviews for major actions, and sharing anonymized case studies. The aim is a more predictable, proportionate, and accountable framework, strengthening confidence in the RBI's critical role in banking trust.